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Home Mortgage | Top Companies: This Week' s Reviews |
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Services
Offered: Home Mortgage, Auto Loan, and Personal
Loan for all credit types.
Company Overview: Abacus Credit
was formed in 1998 to provide consumers with bad credit
with lending options for homes, cars, and other needs.
They operate online only, which allows customers to save
on rates and fees. Also, they help over 50,000 clients
every year, and close most loans within 30 days.
Our Review: Abacus Credit is a
great company. They have so many lending options for
consumers in need of a home mortgage, and they can
finance just about anyone, regardless of credit history.
Their service is great, and their website is well
designed and easy to use. Additionally, their forms are
very simple to fill out.
User Review: I am so happy with
the home mortgage I got from Abacus Credit. I never
thought I’d be approved because of all my bad debt
history, but they found me a great home loan that I
could afford, so that I could rebuild my credit and
start fresh. Thanks Abacus Credit! |
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Services
Offered: Home Mortgage, Mortgage Refinance, Home Equity Loan, Credit Cards, Personal Banking
Company Overview: BOFI began in 2000 to provide consumers with an exclusively online banking and lending company. They raised over $14 million in starting capital, which exceeds any bank in the U.S. The company is in the hands of a group of lenders and financial gurus with over ten years of experience in the online lending industry.
Our Review: Bank of the Internet has great home mortgage options for consumers. They offer a little bit of something for everyone, which is nice. Also, their customer service is exemplary, and their website, while overflowing with information, is still quite well laid out and relatively simple to navigate.
User Review: Bank of the Internet wasnĂt my first choice when I went looking for a home loan, but I was so impressed with their service and their mortgage rates, that I couldnĂt not work with them. Everything was great, from the second I submitted the loan application until I signed the closing paperwork. |
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Services
Offered: Home Mortgage,
Home Equity Loan, Home Mortgage Refinance, Debt
Consolidation
Company Overview: Quicken Loans was founded in the
1980's. They have grown to have more than 4,000
employees, and offer more than 150 loan programs. They
also have a 94% customer service satisfaction rate.
Our Review: Quicken has everything for your home
mortgage. With over 22 years of experience, they're sure
to find consumers the loan they need. Their customer
service and web site are also very helpful and
accessible.
User Review: I loved working with Quicken Loans! They
have great loan options, awesome customer service, and
their website is nothing but helpful and informative.
I'll definitely reccommend Quicken to anyone who needs a
home mortgage! |
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Other Top Companies for
Home Mortgage : |
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How To Select The Best Company For Home Mortgage |
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Deciding to
take out a home mortgage is one of the most important
decisions you can make. Therefore, it should not be
taken lightly. However, getting a home mortgage
shouldn't be feared, either, as it doesn't have to be a
complicated process. As long as you do a little research
and inform yourself before you begin applying with home
mortgage lenders, you should have no problems finding
the right home mortgage at a loan rate that you can
afford. First, before going into any lending situtation,
it is essential to know your credit score and credit
history. This way you are fully aware of two things:
your credit situation, and what interest rates and loan
options you deserve based on that situation. If you do
not know this information, unfortunately, some companies
may take advantage and give you a higher rate loan that
you don't really need. If the world were full of honest
people we wouldn't have to worry, but unfortunately
there are always a few bad seeds that spoil things for
everyone. For anyone who's ever gotten a loan before,
and gotten a rate or fee they didn't feel they deserved,
you understand where it pays to know your credit
background. Another important part of finding a home
mortgage company is to ensure that you feel safe with
them, and feel as though you can trust them. If you are
at all uncomfortable, for any reason, you should find a
home mortgage company that makes you comfortable.
Getting a home mortgage is not going to be, in any way,
a fun or relaxing experience, but it doesn't have to be
a stressful situtation either. As long as you are
informed about your credit history, and what options are
available to you, you will be more than able to get a
home mortgage that works for you.
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Home Mortgage : In The News |
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